The efficiency of financial institutions: How does regulation matter?

Journal of Economics and Business

Volumn 50, Issue 2, 1998, Pages 79-83

  DeYoung, Robert ^a  

^a OFFICE OF THE COMPTROLLER OF THE CURRENCY   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 0037539075     PISSN: 00129933     EISSN: None     Source Type: Journal    
DOI: 10.1016/s0148-6195(97)00071-4     Document Type: Article

References (17)

1. Bauer, P. W., Berger. A. N., Ferrier, G. D., and Humphrey, D. B. 1998. Consistency conditions for regulatory analysis of financial institutions: A comparison of frontier efficiency techniques. Journal of Economics and Business 50(2): 85-l14.
2. Benston, G. J. 1990. The Glass-Steagall Act Revisited and Reconsidered. New York: Oxford University Press.
3. Berger. A. N., and Humphrey, D. B. April 1997. Efficiency of financial institutions: International survey and directions for future research. European Journal of Operational Research 98(2): 175-212.
4. Berger, A. N., Hunter, W. C., and Timme. S. G. April 1993. The efficiency of financial institutions: A review and preview of research past, present, and future. Journal of Banking and Finance 17(2/3):221-249.
5. Clark, J. A. Sept. 1988. Economies of scale and scope at depository financial institutions: A review of the literature. Federal Reserve Bank of Kansas City. Economic Review 73(8): 16-33.
6. De Young, R., Hasan, I., and Kirchhoff, B. 1997. The impact of out-of-state entry on the efficiency of local commercial banks. Journal of Economics and Business 50(2):191-203.
7. Evanoff, D. D., and Israilevich, P. R. July 1991. Productive efficiency in banking. Federal Reserve Bank of Chicago, Economic Perspectives 15(4): 11-32.
8. Gilbert. A. Nov. 1984. Bank market structure and competition. Journal of Money, Credit, and Banking 16(4):617-645.
9. Gilbert. A., and Wilson, P. W. 1998. Effects of deregulation on the productivity of Korean banks. Journal of Economics and Business 50(2): 133-155.
10. Humphrey, D. B. 1985. Cost and scale economies in bank intermediation. In Handbook for Banking Strategy (R. C. Aspinwall and R. A. Eisenbeis, eds.). New York: Wiley. pp. 745-783.
11. Humphrey, D. B. Sept./Oct. 1990. Why do estimates of bank scale economies differ? Federal Reserve Bank of Richmond, Economic Review 76(5):38-50.
12. Leightner, J. E., and Lovell, C. A. K. 1998. The impact of financial liberalization on the performance of Thai banks. Journal of Economics and Business 50(2): 115-131.
13. Mester, L. J. Jan. 1987. Efficient production of financial services: Scale and scope economies. Federal Reserve Bank of Philadelphia, Business Review 104(1): 15-25.
14. Resti. A. 1998. Regulation can foster mergers, Can mergers foster efficiency? The Italian case. Journal of Economics and Business 50(2): 157-169.
15. Rogers. K. 1998. Product mix, bank powers, and complementarities at U.S. commercial banks. Journal of Economics and Business 50(2.):201-218.
16. Rossi. C. V. 1998. Mortgage banking cost structure: Resolving an enigma. Journal of Economics and Business 50(2) : 219-234.
17. Tirtioĝlu, D., Daniels, D. N., and Tirtioĝlu, E. 1998. Total factor productivity growth and regulation in U.S. commercial banking during 1946-1991: An empirical investigation. Journal of Economics and Business 50(20): 171-189.