Credit guarantee schemes as an instrument to promote access to finance for small and medium enterprises: An analysis of Khula Enterprise Finance Ltd's individual credit guarantee scheme

Development Southern Africa

Volumn 19, Issue 5, 2002, Pages 735-750

  Nigrini, Morné ^a   Schoombee, Andrie ^a  

^a STELLENBOSCH UNIVERSITY   (South Africa)

Author keywords

[No Author keywords available]

Indexed keywords

BANKING; CREDIT PROVISION; MICROFINANCE; PERFORMANCE ASSESSMENT; SMALL AND MEDIUM-SIZED ENTERPRISE;

SOUTH AFRICA;

EID: 0036958951     PISSN: 0376835X     EISSN: None     Source Type: Journal    
DOI: 10.1080/03768835022000019356     Document Type: Article

References (31)

1. ALLHAR, H and BROWN, DR, 1995. Trinidad and Tobago's credit guarantee programme: lessons from five years' experience. Small Enterprise Development, 6(3): 45-53.
2. BANKING COUNCIL, 1999. South African Banking Review, 31 December 1998. Johannesburg: Banking Council.
3. BANKING COUNCIL SOUTH AFRICA, 2000. Submission to the Portfolio Committee for Trade and Industry on the role of banks in financing SMMEs. Annexure A. Johannesburg: Banking Council.
4. BASTIAENEN, M and VAN ROOIJ, P, 1997. Guarantee funds and NGOs: promise and pitfalls - a review of the key issues. Enterprise and Cooperative Development Department, International Labour Organisation. Available online at http://www.ilo.org/ public/englisch/65entrep/finance/index.htm.
5. BOOCOCK, G and SHARIFF, MNM, 1996. Loan guarantee schemes for SMEs: the experience in Malaysia. Small Enterprise Development, 7(2): 25-35.
6. BUDELI, J, 1999. Interview. Credit Manager, Nedenterprise, 12 July.
7. DEPARTMENT OF TRADE AND INDUSTRY, (DTI), 1995. White Paper: A national strategy for the development and promotion of small business in South Africa. Pretoria: Government Printer.
8. GUDGER, M, 1998. Credit guarantees: an assessment of the state of knowledge and new avenues of research. Rome: Food and Agriculture Organisation of the United Nations.
9. HOFF, K and STIGLITZ, JE, 1990. Introduction: imperfect information and rural credit markets - puzzles and policy perspectives. World Bank Economic Review, 4: 235-50.
10. JEFFERSON-GREEN, D, 1999. Interview. Manager, New Enterprise Banking, ABSA Bank, 16 July.
11. JEFFERSON-GREEN, D, 2001. E-mail, ABSA Bank.
12. JOHNSTONE, E, 1999. Interview. Consultant - Micro and Small Enterprise, Banking Council, 15 July.
13. JOHNSTONE, E, 2000. E-mail, Banking Council.
14. JOHNSTONE, E, 2001. E-mail, Banking Council.
15. JURY, B, 1999. Interview. Senior Manager, First National Bank, 12 July.
16. JURY, B, 2000. E-mail, First National Bank.
17. KHULA ENTERPRISE FINANCE LIMITED, 1999a. Available online at http:// www.khula.org.za/
18. KHULA ENTERPRISE FINANCE LIMITED, 1999b. Financial status report on guarantees since inception in 1996. Report as at 14 July 1999. Johannesburg: Khula.
19. LEVITSKY, J, undated. Innovations in financing small and micro-enterprises in developing countries. Enterprise and Cooperative Development Department, International Labour Organisation, Available online at http://www.ilo.org/public/english/ 65entrep/papers/sed22.htm
20. LEVITSKY, J, 1993. Credit guarantee funds and mutual guarantee systems. Small Enterprise Development, 4(2): 4-15.
21. LEVITSKY, J, 1997. SME guarantee schemes: a summary. The Financier, 4(1/2), February/May. Available online at http://www.the-financier.com/
22. LEVITSKY, J and PRASAD, RN, 1987. Credit guarantee schemes for small and medium enterprises. Technical Paper No. 58. Washington, DC: World Bank.
23. MOREKHURE, S, 1999. Interview, Account Executive, Khula Enterprise Finance Limited, 16 July.
24. MOREKHURE, S, 2000. E-mail, Khula Enterprise Finance Limited.
25. MOREKHURE, S, 2001. E-mail, Khula Enterprise Finance Limited.
26. MOREKHURE, S, 2002. E-mail, Khula Enterprise Finance Limited.
27. OEHERING, E, 1990. FUNDES - an attempt to establish loan guarantee schemes through private foundations in Latin America. Small Enterprise Development, 1(2): 27-33.
28. SCHOOMBEE, GA, 1997. The economic rationale for the existence of micro-lenders. In Du Plessis, PG (Ed.), The micro lending industry in South Africa 1997: Report compiled for the Micro Lending Association of South Africa. Department of Business Management. Stellenbosch: University of Stellenbosch, 30-46.
29. SCHOOMBEE, GA, 1998. Commercial banking services for micro-entrepreneurs in South Africa. South African Journal of Economics, 66(3): 1-14.
30. SCHOOMBEE, GA, 1999. Linkage banking for micro-enterprises in South Africa. South African Journal of Economics, 67(3): 418-55.
31. SCHOOMBEE, GA and SMITH, A, 1995. Overcoming market failure: strategies to improve commercial banking services to the informal sector. Bestuursdinamika: Kontemporêre navorsing, Vol. 4, Winter.