Rationality and institutional contingency: The varying politics of economic regulation in the fire insurance industry

Sociological Perspectives

Volumn 45, Issue 1, 2002, Pages 47-79

  Bartley, Tim ^a   Schneiberg, Marc ^b  

^a UNIVERSITY OF ARIZONA   (United States)

^b REED COLLEGE   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 0036524471     PISSN: 07311214     EISSN: None     Source Type: Journal    
DOI: 10.1525/sop.2002.45.1.47     Document Type: Article

References (86)

1. Akerloff, George. 1970. "The Market for 'Lemons': Qualitative Uncertainty and the Market Mechanism." Quarterly Journal of Economics 84:488-500.
2. Alchian, Armen and H. Demsetz. 1972. "Production, Information Costs, and Economic Organization." American Economic Review 62:777-95.
3. Allison, Paul. 1995. Survival Analysis Using the SAS System. Cary, NC: SAS Institute.
4. Amenta, Edwin. 1998. Bold Relief: Institutional Politics and the Origins of Modern American Social Policy. Princeton, NJ: Princeton University Press.
5. Amenta, Edwin, Kathleen Dunleavy, and Mary Bernstein. 1994. "Stolen Thunder? Huey Long's 'Share Our Wealth,' Political Mediation, and the Second New Deal." American Sociological Review 59:678-702.
6. Axelrod, Robert M. 1984. The Evolution of Cooperation. New York: Basic Books.
7. Bates, Robert, Avner Grief, Margaret Levi, Jean Laurent Rosenthal, and Barry Weingast. 1998. Analytical Narratives. Princeton, NJ: Princeton University Press.
8. Berk, Gerald. 1994. Alternative Tracks: The Constitution of American Industrial Order, 1965-1917. Baltimore: Johns Hopkins University Press.
9. Bobo, Lawrence and James R. Kluegel. 1993. "Opposition to Race-targeting: Self-Interest, Stratification Ideology, or Racial Attitudes?" American Sociological Review 58:443-64.
10. Bowman, John R. 1989. Capitalist Collective Action: Competition, Cooperation, and Conflict in the Coal Industry. Cambridge: Cambridge University Press.
11. Brearly, Harry Chase. 1916. The History of the National Board of Fire Underwriters. New York: Frederick Stokes.
12. Brinton, Mary C. and Victor Nee. 1998. The New Institutionalism in Sociology. New York: Russell Sage Foundation.
13. Chandler, Alfred D., Jr. 1977. The Visible Hand: The Managerial Revolution in American Business. Cambridge, MA: Harvard University Press.
14. Clemens, Elisabeth and James Cook. 1999. "Politics and Institutionalism: Explaining Durability and Change." Annual Review of Sociology 25:441-66.
15. Collins, Randall. 1980. "Weber's Last Theory of Capitalism: A Systematization." American Sociological Review 45:925-42.
16. Crane, Frederick G. 1972. "Rate Regulation: The Reason Why." Journal of Risk and Insurance 39:511-34.
17. Dean, A. F. 1901. The Rationale of Fire Rates. Chicago: J. M. Murphy.
18. Dobbin, Frank and Timothy J. Dowd. 2000. "The Market That Antitrust Built: Public Policy, Private Coercion, and Railroad Acquisitions, 1825 to 1922." American Sociological Review 65:631-57.
19. Douglas, Mary. 1986. How Institutions Think. Syracuse, NY: Syracuse University Press.
20. Elster, Jon. 1989. Nuts and Bolts for the Social Sciences. New York: Cambridge University Press.
21. England, Paula, Karen Christopher, and Lori L. Reid. 1999. "Gender, Race, Ethnicity, and Wages." Pp. 139-82 in Latinas and African American Women at Work, edited by I. Browne. New York: Russell Sage Foundation.
22. Espeland, Wendy Nelson. 1998. The Struggle for Water: Politics, Rationality, and Identity in the American Southwest. Chicago: University of Chicago Press.
23. Fishback, Price V. and Shawn Everett Kantor. 1996. "The Durable Experiment: State Insurance of Workers' Compensation Risk in the Early Twentieth Century." Journal of Economic History 56:809-36.
24. Fligstein, Neil. 1990. The Transformation of Corporate Control. Cambridge, MA: Harvard University Press.
25. Friedland, Roger and Robert R. Alford. 1991. "Bringing Society Back In: Symbols, Practices, and Institutional Contradictions." Pp. 232-63 in The New Institutionalism in Organizational Analysis, edited by W. W. Powell and P. DiMaggio. Chicago: University of Chicago Press.
26. Grant, H. Roger. 1979. Insurance Reform: Consumer Action in the Progressive Era. Ames: University of Iowa Press.
27. Greif, Avner. 1998. "Self-Enforcing Political Systems and Economic Growth: Late Medieval Genoa." Pp. 23-63 in Analytical Narratives, edited by R. Bates, A. Greif, M. Levi, J. L. Rosenthal, and B. Weingast. Princeton, NJ: Princeton University Press.
28. Hall, Peter A. and Rosemary C. R. Taylor. 1996. "Political Science and the Three New Institutionalisms." Political Studies 44:936-57.
29. Hamilton, Gary G. and Robert Feenstra. 1998. "The Organization of Economies." Pp. 153-80 in The New Institutionalism in Sociology, edited by M. C. Brinton and V. Nee. New York: Russell Sage Foundation.
30. Heimer, Carol. 1985. Reactive Risk and Rational Action: Managing Moral Hazards in Insurance Contracts. Berkeley: University of California Press.
31. Hobbs, Clarence W. 1925. "State Regulation of Insurance Rates' Proceedings of the Casualty Actuarial Society 11 (June):218-75.
32. _. 1942. "State Regulation of Insurance Rates, Part II: Regulation of Rates and Rating Organizations." Proceedings of the Casualty Actuarial Society 28 (May):344-460.
33. Hollingsworth, J. Rogers. 1991. "The Logic of Coordinating American Manufacturing Sectors." Pp. 35-73 in Governance of the American Economy, edited by J. L. Campbell, J. R. Hollingsworth, and L. N. Lindberg. Cambridge: Cambridge University Press.
34. Immergut, Ellen M. 1992. "The Rules of the Game: The Logic of Health Policy-making in France, Switzerland, and Sweden." Pp. 57-89 in Structuring Politics: Historical Institutionalism in Comparative Analysis, edited by S. Steinmo, K. Thelen, and F. Longstreth. New York: Cambridge University Press.
35. Isaac, Larry W. and Larry J. Griffin. 1989. "Ahistoricism in Time-Series Analyses of Historical Process: Critique, Redirection, and Illustrations from U.S. Labor History." American Sociological Review 54:873-90.
36. Jacquemin, Alexis and Margaret E. Slade. 1989. "Cartels, Collusion, and Horizontal Merger." Pp. 415-73 in Handbook of Industrial Organization: vol. 1, edited by R. Schalmanesee and R. D. Willig. Amsterdam: Elsevier.
37. Kanazawa, Mark and Roger Noll. 1994. "The Origins of State Railroad Regulation: The Illinois Constitution of 1870." Pp. 13-54 in The Regulated Economy, edited by C. Goldin and G. Libecap. Chicago: University of Chicago Press.
38. Kiser, Edgar and Michael Hechter. 1991. "The Role of General Theory in Comparative-Historical Sociology." American Journal of Sociology 97:1-30.
39. _. 1998. "The Debate on Historical Sociology: Rational Choice Theory and Its Critics." American Journal of Sociology 104:785-816.
40. Kolko, Gabriel. 1963. The Triumph of Conservatism. Glencoe, IL: Free Press.
41. March, James G. and Johan P. Olsen. 1976. Ambiguity and Choice in Organizations. Bergen: Universitetsforlaget.
42. _. 1989. Rediscovering Institutions: The Organizational Basis of Politics. New York: Free Press.
43. Marini, Margaret Mooney and Pi-Ling Fan. 1997. "The Gender Gap in Earnings at Career Entry." American Sociological Review 62:588-604.
44. Marwell, Gerald and Pamela Oliver. 1993. The Critical Mass in Collective Action: A Micro-Social Theory. Cambridge: Cambridge University Press.
45. Meier, Kenneth. 1988. The Political Economy of Regulation: The Case of Insurance. Albany: State University of New York Press.
46. Merritt Committee. 1909-11. "Hearings before the Joint Committee of the Senate and Assembly, 1909-1911." New York Assembly Documents, No. 30. Albany: J. B. Lyon.
47. _. 1911. "Report of the Joint Committee of the Senate and Assembly of the State of New York Appointed to Investigate the Corrupt Practices in Connection with Legislation, and the Affairs of Insurance Companies Other than Those Doing Life Insurance Business." New York Assembly Documents, No. 30. Albany: J. B. Lyon.
48. Meyer, John W., John Boli, George Thomas, and Francisco O. Ramirez. 1997. "World Society and the Nation State." American Journal of Sociology 103:1444-81.
49. Mobray, Albert. 1946. Insurance. New York: McGraw Hill.
50. National Convention of Insurance Commissioners (NCIC). 1915. Proceedings of the Forty-sixth Session of the National Convention of Insurance Commissioners, Del Monte, California, September 21-24. (Includes adjourned meetings in New York on December 8, 1914, and in Chicago on April 12, 1915.) Columbia, SC: R. L. Bryan.
51. _. 1922. Proceedings of the Fifty-third Annual Session of the National Convention of Insurance Commissioners, Swampscot, Massachusetts, September 5-8. (Includes adjourned meetings in New York on December 6-8, 1921, and in St. Louis on May 1-2, 1922.) Columbia, SC: R. L. Bryan.
52. New York State, Insurance Department. 1911-32. 52nd through 73rd "Annual Reports of the Superintendent of Insurance of the State of New York" and "Reports on Official Examinations." New York Senate Documents, New York Assembly Documents, and New York Legislative Documents. Albany: J. B. Lyon.
53. New York State, Joint Legislative Committee on Housing. 1922. "Intermediate Report of the Joint Legislative Committee on Housing." New York Legislative Documents, No. 60. Albany: J. B. Lyon.
54. Noll, Roger G. and Bruce M. Owen. 1983. The Political Economy of Deregulation: Interest Groups in the Regulatory Process. Washington, DC: American Enterprise Institute.
55. Paige, Jeffrey M. 1999. "Conjuncture, Comparison, and Conditional Theory in Macrosocial Inquiry." American Journal of Sociology 105:781-800.
56. Pavalko, Eliza. 1989. "State Timing of Policy Adoption: Workmen's Compensation in the United States, 1909-1929." American Journal of Sociology 95:592-615.
57. Pierson, Paul 1994. Dismantling the Welfare State? Reagan, Thatcher, and the Politics of Retrenchment. New York: Cambridge University Press.
58. Posner, Richard A. 1974. "Theories of Economic Regulation." Bell Journal of Economics and Management Science 5(2):335-58.
59. Powell, Walter W. and Paul DiMaggio, eds. 1991. The New Institutionalism in Organizational Analysis. Chicago: University of Chicago Press.
60. Riegel, Robert. 1916. Fire Underwriters Associations in the United States. New York: Chronicle Co.
61. _. 1917. "Rate-making Organizations in Fire Insurance" and "Problems of Fire Insurance Rate Making." Annals of the American Academy of Political and Social Science 70(159):172-219.
62. _. 1927. "The Regulation of Fire Rates." Annals of the American Academy of Political and Social Science 219(March):114-20.
63. Roy, William G. 1997. Socializing Capital: The Rise of the Large Industrial Corporation in America. Princeton, NJ: Princeton University Press.
64. Schneiberg, Marc. 1994. "Private Order and Inter-Firm Governance in the American Fire Insurance Industry, 1820-1950." Ph.D. dissertation, University of Wisconsin.
65. _. 1999. "Political and Institutional Conditions for Governance by Association: Private Order and Price Controls in American Fire Insurance." Politics and Society 27:67-103.
66. Schneiberg, Marc and Tim Bartley. 2001. "Regulating American Industries: Markets, Politics, and the Institutional Determinants of Fire Insurance Regulation." American Journal of Sociology 107:101-46.
67. Schneiberg, Marc and Elisabeth Clemens. Forthcoming. "The Typical Tools for the Job: Research Strategies in Institutional Analysis." In Bending the Bars of the Iron Cage, edited by W. W. Powell and D. Jones. Chicago: University of Chicago Press.
68. Schneiberg, Marc and J. Rogers Hollingsworth. 1990. "Can Transaction Cost Economics Explain Trade Associations?" Pp. 233-46 in The Firm as a Nexus of Treaties, edited by M. Aoki, B. Gustafsson, and O. Williamson. London: Sage.
69. Scott, James C. 1998. Seeing Like a State: How Certain Schemes to Improve the Human Condition Have Failed. New Haven: Yale University Press.
70. Scott, W. Richard. 1994. "Institutions and Organizations: Toward a Theoretical Synthesis." Pp. 55-80 in Institutional Environments and Organizations: Structural Complexity and Individualism, edited by W. R. Scott and J. W. Meyer. Thousand Oaks, CA: Sage.
71. _. 1995. Institutions and Organizations. Thousand Oaks, CA: Sage.
72. Skowronek, Stephen. 1982. Building a New American State: The Expansion of National Administrative Capacities, 1877-1920. New York: Cambridge University Press.
73. Somers, Margaret R. 1998. "'We're No Angels': Realism, Rational Choice, and Relationality in Social Science." American Journal of Sociology 104:722-84.
74. Spectator Company. 1901-55. Fire Insurance: Laws, Taxes, Fees. Philadelphia: Spectator Company.
75. _. 1906-40. Insurance Year Book: Fire and Marine. Philadelphia: Spectator Company.
76. Stigler, George J. 1971. "The Theory of Economic Regulation." Bell Journal of Economics and Management Science 2(1):3-21.
77. _. 1974. "Free Riders and Collective Action: An Appendix to Theories of Economic Regulation." Bell Journal of Economics and Management Science 5(2):359-65.
78. Sutton, John R. and Frank Dobbin. 1996. "The Two Faces of Governance: Responses to Legal Uncertainty in U.S. Firms, 1955 to 1985." American Sociological Review 61:794-811.
79. Swidler, Ann. 1986. "Culture in Action: Symbols and Strategies." American Sociological Review 51:273-86.
80. Thelen, Kathleen and Sven Steinmo. 1992. "Historical Institutionalism in Comparative Politics." Pp. 1-32 in Structuring Politics: Historical Institutionalism in Comparative Analysis, edited by S. Steinmo, K. Thelen, and F. Longstreth. New York: Cambridge University Press.
81. Thornton, Patricia H. and William Ocasio. 1999. "Institutional Logics and the Historical Contingency of Power in Organizations: Executive Succession in the Higher Education Publishing Industry, 1958-1990." American Journal of Sociology 105:801-43.
82. Tolbert, Pamela and Lynne G. Zucker. 1983. "Institutional Sources of Change in the Formal Structure of Organizations: The Diffusion of Civil Service Reform, 1880-1935." Administrative Science Quarterly 28:22-39.
83. U. S. Bureau of the Census. 1918. Financial Statistics of States 1917. Washington, DC: Government Printing Office.
84. Weir, Margaret and Theda Skocpol. 1985. "State Structures and the Possibilities for 'Keynesian' Responses to the Great Depression in Sweden, Britain, and the United States." Pp. 106-68 in Bringing the State Back In, edited by P. Evans, D. Rueschemeyer, and T. Skocpol. Cambridge: Cambridge University Press.
85. Williamson, Oliver E. 1985. The Economic Institutions of Capitalism. New York: Free Press.
86. Zeigler, Harmon. 1964. Interest Groups in American Society. Englewood Cliffs, NJ: Prentice-Hall.