The incidence of loan collateralization in small business lending contracts: Evidence from the UK

Applied Economics Letters

Volumn 6, Issue 5, 1999, Pages 291-293

  Cowling, Marc ^a  

^a UNIVERSITY OF WARWICK   (United Kingdom)

Author keywords

[No Author keywords available]

Indexed keywords

CREDIT PROVISION; LENDING BEHAVIOR; SMALL SCALE INDUSTRY;

UNITED KINGDOM;

EID: 0032816017     PISSN: 13504851     EISSN: None     Source Type: Journal    
DOI: 10.1080/135048599353258     Document Type: Article

References (8)

1. Berger, A.N. and Udell, G. (1990) Collateral, loan quality and bank risk, Journal of Monetary Economics, 25, 21-42.
2. Binks, M., Ennew, C. and Reed, G (1988, 1992) Banks and Small Businesses, Reports to Forum for Private Business, Knutsford, UK.
3. Blinder, A.S. (1987) Credit rationing and effective supply failures, Economic Journal, 97(386), 25-60.
4. Chan, Y. and Thakor, A. (1987) Collateral and competitive equilibria with moral hazard and private information, Journal of Finance, XLII(2), 345-61.
5. Leeth, J.D. and Scott, J.A. (1989) The incidence of secured debt: evidence from the small business community, Journal of Financial and Quantitative Analysis, 24(3), 379-93.
6. Middleton, M., Cowling, M., Samuels, J. and Sugden, R. (1992) Small firms and banks, in Capital Markets and Corporate Governance, (Eds), N. Dimsdale and M. Prevezer, Clarendon Press, Oxford, 141-60.
7. Petersen, M.A. and Rajan, R.G. (1994) The benefits of lending relationships: evidence from small business data, The Journal of Finance, 44(1), 3-37.
8. Storey, D.J. (1994) The role of legal status in influencing bank financing and new firm growth, Applied Economics, 26, 129-36.