Do borrowing constraints change U.S. homeownership rates?

Journal of Housing Economics

Volumn 6, Issue 4, 1997, Pages 318-333

  Linneman, Peter ^a   Megbolugbe, Isaac F ^b   Wachter, Susan M ^a   Cho, Man ^c  

^a UNIVERSITY OF PENNSYLVANIA   (United States)

^b Price Waterhouse   (United States)

^c FANNIE MAE   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 0031541855     PISSN: 10511377     EISSN: None     Source Type: Journal    
DOI: 10.1006/jhec.1997.0218     Document Type: Article

References (14)

1. Boehm, T. P. (1993). "Income, Wealth Accumulation, and First-time Homeownership: An Intertemporal Analysis," J. Housing Econ. 3(1), 16-30.
2. Duca, J. V., and Rosenthal, S. S. (1993). "Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets," J. Financial Inst. 3, 77-103.
3. Follain, J. R. (1994). "The Demand for Mortgage Debt." Presented at the Fannie Mae Research Roundtable Series: Understanding Household Savings for Homeownership. Office of Housing Research. Fannie Mae, Washington, DC.
4. Gyourko, J., and Linneman, P. (1996). "Analysis of Changing Influences on Traditional Households' Ownership Patterns," J. Urban Econ. 39(3), 318-41.
5. Haurin, D. R. (1991). "Income Variability, Homeownership, and Housing Demand," J. Housing Econ. 1(1), 60-74.
6. Haurin, D. R., and Hendershott, P. H. (1997). "The Savings Behavior, Borrowing Constraints, and Tenure Choice of Young Households," J. Housing Res. [in press]
7. Haurin, D. R., Hendershott, P. H., and Wachter, S. M. (1996). "Wealth Accumulation and Housing Choices of Young Households: An Exploratory Investigation," J. Housing Res. 7(1), 33-57.
8. Jones, L. D. (1989). "Current Wealth and Tenure Choice," AREUEA J. 17(1), 17-40.
9. Jones, L. D. (1990). "Current Wealth Constraints on the Demand of Young Owners," Rev. Econ. Stat. 72, 424-432.
10. LaFayette, W. C., Haurin, D. R., and Hendershott, P. H. (1995). "Endogenous Mortgage Choice, Borrowing Constraints and Tenure Decision," Mimeo, Ohio State University.
11. Linneman, P. (1986). "A New Look at the Homeownership Decision," Housing Finan. Rev. 5(2), 159-88.
12. Linneman, P., and Wachter, S. (1989). "The Impacts of Borrower Constraints on Homeownership," AREUEA J. 17(4), 389-403.
13. Zorn, P. (1989). "Mobility-Tenure Decisions and Financial Credit: Do Mortgage Qualification Requirements Constrain Homeownership?" AREUEA J. 17(4), 389-403.
14. Zorn, P. (1993). "The Impact of Mortgage Qualification Criteria on Household's Housing Decisions: An Empirical Analysis Using Microeconomic Data," J. Housing Econ. 3(1), 51-75.