Small firms and bank relationships: A study of cultural differences between English and Scottish banks

Omega

Volumn 24, Issue 1, 1996, Pages 115-120

  Clay, N ^a   Cowling, Marc ^b  

^a SHEFFIELD HALLAM UNIVERSITY   (United Kingdom)

^b UNIVERSITY OF WARWICK   (United Kingdom)

Author keywords

Banking, culture, regional, satisfaction, small business

Indexed keywords

ADVERSE SELECTION; BANKING, CULTURE, REGIONAL, SATISFACTION, SMALL BUSINESS; CULTURAL DIFFERENCE; INTEREST RATES; SMALL BUSINESS; SMALLER FIRMS; STIGLITZ;

ENGLAND; SCOTLAND;

BANK(INSTITUTION); CULTURE; EMPIRICAL METHOD; FIRM; SATISFACTION; SMALL DIMENSION;

FINANCE;

EID: 0030072221     PISSN: 03050483     EISSN: None     Source Type: Journal    
DOI: 10.1016/0305-0483(95)00057-7     Document Type: Article

References (15)

1. 1. Bank of England (1993) Bank Lending to Smaller Businesses. The Bank of England, London.
2. 2. Binks M, Ennew C and Reed G (1988) An interbank comparison. Report to Forum of Private Business. Knutsford. Cheshire.
3. 3. Binks M, Ennew C and Reed G (1990) Small businesses and their banks. Forum of Private Business, Knutsford, Cheshire.
4. 4. Bolton Committee (1971) Report of Enquiry on Small Firms. HMSO.
5. 5. Checkland SG (1975) Scottish Banking: A History 1695-1973. Collins, Glasgow.
6. 6. Clay N and Cowling M (1994) An analysis of factors influencing take-up rates on the loan guarantee scheme. Small Business Enterprise and Development 1, No.3.
7. 7. Cowling M, Samuels J, Sugden R and Middleton M (1992) Small firms and clearing banks. In Capital Markets and Corporate Governance (Edited by Dimsdale N and Middleton M). Clarendon Press, Oxford.
8. 8. Dow S (1992) The regional financial sector: a Scottish case study. Reg. Stud. 26, No. 7.
9. 9. Edwards JSS and Fischer K (1994) Banks, Finance and Investment in Germany. Cambridge University Press.
10. 10. Ennew C and Binks M (1993) Regional financial segmentation: small businesses and their banks in England and Scotland. University of Nottingham School of Management and Finance. Discussion Papers XVII.
11. 11. Hutchison RW and McKillop DG (1990) Regional Financial Sectors in the British Isles. Avebury, Aldershot.
12. 12. Norusis MJ (1990) SPSS Statistical Data Analysis.
13. 13. Stiglitz JE and Weiss A (1981) Credit rationing in markets with imperfect information. Am. econ. Rev. 71, No. 3.
14. 14. Storey DJ (1994) Understanding the Small Business Sector. Routledge, London.
15. 15. Wilson Committee (1979) The financing of small firms. Interim Report of the Committee to Review the Functioning of the Financial Institutions, Cmnd. 7503, HMSO, London.